Terms of Service
Last updated: 30 June 2026 · Madar (مدار)
Summary: Madar is a gamified virtual income platform that operates exclusively in Iraqi Dinar (IQD). It is not a bank, investment fund, or savings product, and nothing on the platform is a guarantee of profit. Read this document in full before depositing funds.

1. Acceptance of Terms

By creating an account, accessing, or using Madar ("the Platform", "we", "us"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not register for or use the Platform.

2. Eligibility

You must be at least 18 years old to register. By creating an account you represent that you have the legal capacity to enter into a binding agreement under the laws of your country of residence, and that your use of the Platform does not violate any law or regulation applicable to you.

Registration on Madar requires a valid referral code. We may, at our discretion, decline to register any applicant or close any account.

3. Your Account

You are responsible for maintaining the confidentiality of your password and for all activity that occurs under your account. Notify us immediately of any unauthorised use of your account. We are not liable for any loss arising from your failure to safeguard your login credentials.

You may register and authenticate using email and password, or via Google sign-in. One account is permitted per person. Duplicate or fraudulently created accounts may be suspended without notice.

4. What Madar Is

Madar is a gamified engagement platform built around virtual car rentals, missions, login streaks, referral rewards, and a weekly leaderboard. All balances, earnings, and prizes are denominated in Iraqi Dinar (IQD) and tracked within the Platform's internal wallet system.

Madar is not:

  • A bank, deposit-taking institution, or electronic money issuer.
  • An investment, trading, or securities platform.
  • A savings, pension, or wealth management product.
  • A guarantee of any rate of return, fixed or otherwise.

"Virtual cars" are in-app entitlements that unlock scheduled in-app credits over a fixed duration. They do not represent ownership of, or any interest in, any physical vehicle or real-world asset.

5. Deposits

Deposits may be made via supported fiat payment processors (currently Flutterwave) or via our self-hosted TRON gateway, which accepts USDT (TRC20) and TRX sent to a published platform wallet address. Crypto deposits are matched on-chain by the unique amount assigned to your deposit request and credited automatically once the minimum number of network confirmations is reached.

You are solely responsible for sending the exact assigned amount, in the correct coin, to the correct address, before your deposit request expires. Funds sent to the wrong address, in the wrong amount, in the wrong asset, or after expiry may not be detected or credited, and you should contact support immediately if this occurs. We do not control public blockchain networks and cannot reverse, expedite, or guarantee the confirmation of any on-chain transaction.

Minimum deposit amounts and current exchange rates are displayed at the time of deposit and may change without prior notice.

6. Virtual Car Rentals and Earnings

Each virtual car has a fixed price (or is provided free, subject to lifetime limits), a fixed duration, and a defined daily earning range credited across a limited number of orders per day. The amount paid to acquire a paid car is not refundable and is not returned at the end of the car's duration.

Access to higher-tier cars is gated by your account tier, which is determined by your lifetime total deposits and increases on a one-way basis only.

Earnings, mission rewards, streak rewards, referral commissions, and leaderboard prizes are credited to your in-app wallet and are subject to these Terms and to the Platform's published rates, which may be adjusted prospectively at our discretion.

7. Referral Program

Referral commissions are paid on qualifying paid car rentals made by users in your referral structure, up to five levels deep, at the rates published in the Platform at the time of the transaction. Commission rates, milestone thresholds, and milestone rewards may change prospectively. We reserve the right to withhold or reverse referral commissions found to result from fraudulent, abusive, or self-referral activity.

8. Withdrawals

Withdrawals are processed manually, in cryptocurrency only (USDT TRC20 or TRX), to a wallet address you provide. Withdrawal requests are subject to a minimum amount and applicable fees, both displayed before you confirm a request. We are not responsible for funds sent to an incorrect address that you supplied.

We aim to process withdrawal requests promptly but do not guarantee a specific processing time. We may request additional verification before releasing a withdrawal where we suspect fraud, abuse, or a breach of these Terms.

9. Risk Disclosure

Cryptocurrency values fluctuate, blockchain transactions are irreversible, and on-chain confirmation times vary with network conditions outside our control. Using a gamified platform that depends on continued operation, liquidity, and policy decisions made by the operator carries inherent risk. Do not deposit funds you cannot afford to lose, and do not treat balances displayed within Madar as risk-free or as financial advice of any kind.

10. Prohibited Conduct

  • Creating multiple accounts to abuse referral, mission, streak, or leaderboard mechanics.
  • Attempting to interfere with, reverse-engineer, or exploit the Platform's deposit-matching, wallet, or crediting logic.
  • Using the Platform for money laundering or to disguise the origin of funds.
  • Submitting false, stolen, or fraudulently obtained payment information.
  • Any use of the Platform that violates the law of your jurisdiction of residence.

Violation of this section may result in immediate suspension, forfeiture of in-app balances accrued through the violation, and reporting to relevant authorities where required by law.

11. Suspension and Termination

We may suspend or terminate your account, with or without notice, for breach of these Terms, suspected fraud, legal or regulatory reasons, or at our discretion to protect the integrity of the Platform. You may stop using the Platform at any time; outstanding withdrawable balances remain subject to our standard withdrawal process and verification requirements.

12. Limitation of Liability

To the maximum extent permitted by law, Madar and its operators are not liable for indirect, incidental, or consequential losses arising from your use of the Platform, including losses caused by blockchain network conditions, third-party payment processor downtime, or your own error in submitting deposit or withdrawal details.

13. Changes to These Terms

We may update these Terms from time to time. Material changes will be reflected by updating the "Last updated" date above. Continued use of the Platform after changes take effect constitutes acceptance of the revised Terms.

14. Contact

Questions about these Terms can be directed to admin@madar-iraqi.xyz.